Settling with the insurance company?

Settling with the insurance company?

My sister was fatily injured by a drunk driver in georgia.His insurance company has agreed to pay $25000 bodily injury liability and her insurance company will pay $25000 underinsured motorist for a total of $50,000.Should his insurance company medical pymts coverage pay anything like the funeral expenses.Also if her family agrees to this from the insurance company will that clear him of a civil suit

 

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